Retirement Planning Insights
The RetiroAI Blog
Practical advice for planning your retirement in Ireland and beyond. Real numbers, clear answers, no jargon.
All Articles
Early Retirement
Can I Retire at 60 in Ireland? The Real Numbers
Many Irish people dream of retiring at 60 instead of waiting until 66. Here's what it takes to make early retirement a reality.
3 Jan10 min
Pensions
State Pension Ireland 2026: What You'll Actually Get
A breakdown of the Irish state pension in 2026: eligibility, amounts, and how to maximize your entitlement.
2 Jan6 min
Savings
Am I On Track for Retirement? A Simple Way to Check
How much should you have saved at 30, 40, and 50? Benchmarks for Irish workers based on your income and goals.
1 Jan7 min
Planning
Retirement Planning in Your 40s: What You Need to Know
Your 40s are the critical decade for retirement planning. Here's how to catch up if you're behind or accelerate if you're on track.
30 Dec9 min
Property
Should You Be Mortgage-Free Before Retirement?
The great debate: pay off your mortgage early or invest more? We crunch the numbers for Irish homeowners.
28 Dec8 min
Retirement Planning
How Much Money Do I Need to Retire? The Real Answer
Forget the "10x salary" rule. Here's the actual formula for calculating your retirement number based on your expenses, not your income.
18 Jan8 min
Geographic Arbitrage
Cheapest Countries to Retire Abroad in 2026 (With Real Cost Data)
Not opinion—actual cost of living data from 150+ countries. See where your money goes furthest and how many years earlier you could retire.
17 Jan12 min
Geographic Arbitrage
Cost of Living: Portugal vs USA for Retirees (2026 Data)
A side-by-side comparison with real numbers. How much cheaper is Portugal really? And could it let you retire years earlier?
16 Jan9 min
FIRE Movement
What is FIRE? Financial Independence Retire Early Explained
The movement that's helping people retire in their 30s and 40s. Here's how it works, the math behind it, and whether it's realistic for you.
15 Jan7 min
Retirement Planning
When Can I Retire? A Simple Calculator
Three numbers. One formula. Find out when you can realistically retire based on what you have, what you save, and what you spend.
14 Jan5 min
Geographic Arbitrage
Retire to Thailand in 2026: Complete Guide (With Real Cost Data)
Thailand is 62% cheaper than the US. Here's what it actually costs to retire there, visa options, healthcare, and whether it's right for you.
20 Jan11 min
Geographic Arbitrage
Retire to Mexico in 2026: Complete Guide (With Real Cost Data)
Just a short flight from the US, Mexico offers 56% lower costs. Here's what retirement in Mexico actually looks like—and the real numbers.
21 Jan10 min
Disclaimer: All content on this blog is for educational and informational purposes only. It does not constitute financial, tax, investment, or legal advice. The information may not reflect your personal circumstances. Always consult qualified professionals before making financial decisions. Past performance and projections do not guarantee future results.