RetiroAI

Can You Affordto Retire?

Most people keep working because they don't know when they can stop. Find YOUR NUMBER in 2 minutes.

2-Minute Retirement Quiz

Free • No account needed

Step 1 of 425%

Where do you want to retire?

This affects how much you'll need

Popular destinations

Free forever
No credit card
Takes 30 seconds
Bank-level security
Your data stays private
120+ countries
2 min
to see your number
120+
countries compared
AI
powered insights
Free
to get started

The Retirement Guessing Game Ends Here

Most people work years longer than necessary because they don't know their number. They don't know when they can stop. They don't have a plan that accounts for where they actually want to live.

That changes today.
Features

Plan Your Retirement With Confidence

Professional-grade tools for people who think globally about their financial future.

Know Your Number

Calculate exactly how much you need to retire. Based on the Trinity Study, adjusted for your lifestyle and location.

Retire Where Your Money Goes Further

Compare 120+ countries. See how moving abroad could let you retire years earlier with the same savings.

AI-Powered Guidance

Ask questions in plain English. Get personalized advice based on your assets, goals, and country of residence.

Asset Tracking

Stocks, crypto, property, pensions - all in one place with live valuations.

Multi-Currency

35+ currencies with live exchange rates. See your true net worth.

State & Private Pensions

State pension rules for 13 countries. Model entitlements, access ages, and the gap to cover.

Couple Planning

Plan together with shared household finances and separate pension ages.

Monte Carlo Simulation

5,000 market scenarios. Know your real probability of success.

Tax-Smart Withdrawals

Optimize which accounts to draw from first to minimize taxes.

Post-Retirement Dashboard

"Am I okay?" - One clear answer with monthly action items for peace of mind.

Legacy & Estate Planning

Inheritance tax, beneficiary tracking, and gifting strategies for your loved ones.

Stress Testing

What if markets crash 40%? Or inflation spikes? See how your plan holds up under pressure.

Free tier available Pro 9.99/month Premium 19.99/month

Your Data is Safe With Us

Bank-Level Encryption
AES-256 encryption, same standard used by banks worldwide
Row-Level Security
You only ever access your own data.
No Data Selling
We make money from subscriptions, not selling your data.
Your Data, Your Control
Export or delete all your data anytime. GDPR & CCPA compliant.
Native iOS & Android apps coming soon

Simple, Transparent Pricing

Start free, upgrade when you're ready. No hidden fees, cancel anytime.

MonthlyYearlySave 2 months!
Free
€0forever
Get started with basic retirement planning
  • Track up to 5 assets
  • Basic FIRE calculator
  • Net worth & projection charts
  • Single base currency
  • Manual price entry
  • Works on all devices (PWA)
  • Multi-currency & live price updates
  • Geographic arbitrage & tax intel
  • AI features
Most Popular
Pro
€9.99/month
Full retirement planning for serious planners
  • Unlimited assets
  • 35+ currencies with auto-conversion
  • Stock & crypto price updates
  • Geographic arbitrage (120+ countries)
  • State pension rules for 13 countries
  • Tax wrappers (ISA, 401k, RRSP, Super, more)
  • Country intelligence (healthcare, safety, air quality)
  • Citizenship & mobility data (13+ agreements)
  • Couple & household planning
  • Property & mortgage tracking
  • Tax intelligence & withdrawal strategy
  • Pension gap strategy
  • Dividend tracking & DRIP projections
  • Monthly notifications & milestones
  • PDF & CSV export
  • Email support
  • AI Chat Assistant
  • AI Insights & Research Agent
  • Monte Carlo simulations
AI Powered
Premium
€19.99/month
Everything + AI-powered insights & analysis
  • Everything in Pro, plus:
  • AI Chat Assistant with portfolio context
  • AI-Powered Insights & recommendations
  • Research Agent with web search
  • Monte Carlo simulations (5,000 scenarios)
  • Stress testing (market crash, inflation)
  • RSU tracking & vesting schedules
  • Post-retirement "Am I Okay?" dashboard
  • Legacy & estate planning tools
  • Lifestyle & purpose tracking
  • 👥 Partner DUO access included
  • Priority support

7-day free trial included. No credit card required to start.

Stop Guessing. Start Planning.

Whether you want to retire at 50, 60, or 70 - know exactly what it takes to get there. Take our free 2-minute quiz and see your projected retirement age.